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July 7, 2025

How Indians Can Get UAE Golden Visa without Property Investment

The UAE Golden Visa has emerged as a dream opportunity for many Indians seeking long-term residency in the UAE, especially professionals, investors, and skilled individuals from Kerala and other Indian states. Unlike the earlier assumption that Golden Visas were only for real estate investors, recent updates have made it accessible to a wider audience — even those without any property investment. This long-term residency visa (up to 10 years) allows expatriates to live, work, and study in the UAE without a national sponsor. It also offers multiple entry options, business benefits, and a path to sponsor your family. For the large Malayali diaspora and Indian professionals across Dubai, Abu Dhabi, and Sharjah, this visa opens new doors to stability and growth.

Who Can Apply for UAE Golden Visa without Property?

Many Indians think owning property is the only way to qualify. That’s not true anymore. If you meet certain eligibility criteria, you can apply for the Golden Visa without any real estate involvement:

  1. Skilled Professionals

Indian citizens working in fields such as medicine, engineering, IT, education, or legal sectors can apply, provided they:

  • Hold a valid employment contract in the UAE.
  • Earn a monthly salary of AED 30,000 or above.
  • Are categorized in the first or second occupational level under the Ministry of Human Resources and Emiratisation (MOHRE).
  • Hold a bachelor’s degree or equivalent.

2. Outstanding Students & Graduates

Young Indians studying in top UAE institutions or Indian universities with high academic scores may qualify for the Golden Visa under the student category. This has encouraged many Malayali families to invest in quality education with long-term planning.

3. Entrepreneurs & Startup Founders

If you own or operate a startup or business in tech, digital marketing, or consulting, you may be eligible — even without property. Entrepreneurs must:

  • Get their startup idea approved by an accredited UAE incubator or authority.
  • Show a minimum capital investment or prove scalability potential.
  • Own a share in a business registered in the UAE.

4. Scientists, Inventors & Creative Talents

UAE appreciates innovation. If you have been recognized for contributions in arts, media, culture, or technology, you can qualify under the “Creative and Specialized Talents” category. Many Malayalee artists and animators working in Dubai have already benefited.

Key Benefits of Golden Visa (Without Property Investment)

Whether you’re a working professional, engineer, doctor, or entrepreneur, here are the top benefits of getting a non-property based UAE Golden Visa:

  • 10-year UAE residence permit with renewable option.
  • No need for an Emirati sponsor or employer sponsorship.
  • Ability to sponsor your family, including spouse, children, and domestic help.
  • Special access to discount programs like Esaad & Fazaa cards.
  • No minimum property investment required for eligible professionals.
  • Continued stay in UAE even if your job ends or changes.
  • Ability to work freelance or open your own business under the same visa.

Why This Matters to Indians?

The UAE is home to over 3.5 million Indians, out of which a significant population is from Kerala. Many Malayali professionals, nurses, teachers, and engineers have built long careers in the Emirates. For them, the Golden Visa provides a secure and prestigious pathway to continue living in the UAE without constantly renewing their work visa or facing job insecurity.

Also, the new Golden Visa rules now recognize contributions from sectors like health, education, and IT, where Indians are already dominating. With proper documentation, even those who rent accommodations in Dubai or Abu Dhabi can apply.

Documents You Need

Though the specific documents may vary by profession, here’s a general list:

  • Valid Passport
  • Emirates ID (if applicable)
  • Salary Certificate (minimum AED 30,000/month)
  • Degree Certificate (attested)
  • MOHRE occupational classification letter
  • NOC from your employer (if required)
  • Any proof of achievements or national/international recognition (for creative professionals)

Pro Tips for a Successful Application

Visit Al Tawkel Centre to get guided assistance.

Need Help?

If you’re an Indian professional, and you think you might qualify but aren’t sure how to begin — don’t worry. Al Tawkel is here to assist you.

We specialize in:

  • Golden Visa application support
  • Visa typing and translation
  • Attestation and PRO services
  • Rental dispute resolution
  • Overstay fines, ban removal, and visa cancellation issues

Final Thoughts

The Golden Visa is no longer just for the wealthy or property investors. If you’re an ambitious Indian working professional, entrepreneur, or student in the UAE, your dreams of stability and a 10-year residency can become reality — without spending millions on property.

Let us help you turn this vision into reality. Contact Al Tawkel today and let our experts assess your eligibility.

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